About Nivalto
A New Standard in Family Wealth & Legacy Orchestration
Nivalto is redefining how high-net-worth and ultra-high-net-worth families manage wealth, legacy, and intergenerational continuity. Through our flagship platform, AURA, we deliver a modern orchestration AI operating system immersed with human in-the-loop advisory oversight that harmonizes complex financial lives, trust strategies, and lifestyle preferences into a secure, elegant digital experience.
We serve a new generation of principals, heirs, family offices, and advisors who demand more than spreadsheets and static dashboards — they seek clarity, control, and collaboration across every aspect of their personal and generational wealth.
Our Purpose
To empower families of significant wealth to make confident, coordinated decisions — from investment reviews and gifting strategies to estate planning and legacy preservation — with precision, privacy, and peace of mind.
What We Do
Vault – A secure, intelligent repository for high-value assets, trust structures, and ownership data
Circle – Role-based collaboration across family members, RIAs, CPAs, attorneys, and assistants
Unified Financial Dashboard – Real-time insights into public investments, private holdings, collectibles, and liabilities
Consent Workflows – Embedded legal and tax logic for gifting, trust transfers, and compliance-ready CPA briefs
Intelligent Agents, Lifestyle & Legacy Tools – Founder Exchange, Private Investment AI agents, Heirs Life Arc Planner, Concierge Booking AI agents, Philanthropic Planner, and Estate Visualization
Together, these modules allow families and advisors to shift from reactive administration to proactive orchestration.
Nivalto: Empowering Your Digital Presence
Why Nivalto Exists
We believe legacy isn’t built on spreadsheets.
Traditional wealth management software was built for advisors — not families. Meanwhile, legacy planning is fragmented across legal docs, inboxes, and siloed portals. Families deserve a coordinated, modern interface to manage the totality of their wealth, relationships, and values.
Nivalto exists to fill that void — with technology that’s as intelligent as it is invisible.
Who We Serve
- Principals & Founders
- Next-Gen Heirs & Legacy Stewards
- Family Office Executives
- RIAs, CPAs & Estate Attorneys
- Private Trust Companies & MFOs
Our clients range from first-generation founders to multi-generational family enterprises managing $5M to $500M+ in diversified assets.
How We Build
We build with purpose:
- Privacy-first by design – Enterprise-grade security, consent middleware, and SOC2-readiness from Day 1
- Modular adoption – AURA works alongside existing CRMs, wealth platforms, and vault providers
- Human and AI orchestration – Powerful agents assist, but trusted advisors always have a seat at the table
- Cross-generational UX – Intuitive enough for digital natives, yet elegant enough for legacy families
Our Vision
To become the operating system for generational wealth, powering the most private families and trusted advisors with tools that honor complexity — without sacrificing clarity.
Our Founder’s Commitment
"Nivalto was born from a product builder’s lens — seeing how even the wealthiest families lack modern, unified tools to manage their most personal decisions. While I come from outside the traditional family office world, I’ve surrounded myself with seasoned operators who’ve lived it for decades. Together, we’re building the platform I believe this market has long deserved: intelligent, elegant, and built for the complexity of real life."
— Joseph Michalak, Founder & CEO